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How to File a Truck Accident Claim Most accidents involving trucks are caused by inattention on the part of the truck driver or the trucking company. Injured victims often have to file a lawsuit to obtain full compensation for accident-related expenses. Medical bills are an expense that victims of truck accidents typically need to pay. Insurance companies may require an independent medical examination to determine the extent of your injuries and their impact on your daily routine. Medical Care If you're involved in a crash involving a truck, you need immediate medical care to ensure your safety and health. In addition, seeking medical assistance as soon as you can will make it easier to document your injuries for use in your claim. This will help you to make stronger evidence that your injuries occurred because of the accident. Medical expenses are a crucial part of any personal injury claim. They provide evidence of the severity of your injury and how it has affected your life. You may not be able get full compensation if you do not have proof of your injuries. In certain instances medical care may be enough to stop you from working or returning to your regular activities. If this occurs, you might be able to claim compensation for your lost income. You could also be entitled to reimbursement for the cost of any assistive device you need to live the normal life. As with any accident, several parties could be held responsible for a truck crash. These include: Truck drivers: Truck drivers may be employees of a company who are under contract to work for a certain employer or independent owner-operators who operate their trucks for themselves or a shipper they contract with. Truck drivers who are reckless, negligent or engage in reckless driving could be held accountable for causing an accident. Other drivers: If a driver's negligence contributed to the crash, that driver could be held accountable. tuscaloosa truck wreck lawyer are usually accountable for truck accidents, especially when the driver in question was driving recklessly or distracted. The parties responsible may try to minimize your claim by avoiding the blame or recording the statement against you, or tricking you into admitting that they are at fault. You need to hire an experienced attorney for truck accidents. Your attorney will fight for your rights and will ensure that the responsible party pays what you are owed. Lost Wages While fender-benders, parking lot scrapes are normal for passenger cars but the same cannot be said of truck accidents. These kinds of crashes are more serious and more likely cause permanent disability and injury. These crashes also carry larger loads, which could put occupants at greater risk. There are a variety of truck drivers, such as owner-operators who own their own vehicles and contract with shippers to haul goods for a fee or corporate drivers who operate the vehicles that are owned by their employers. Both are liable in a crash involving commercial vehicles, based on the circumstances of the crash. A person who has been injured in a truck crash and is unable to work may be entitled to compensation for the loss of wages. They are by the amount of the money they could have earned in the time they were unable to work as a result of their injuries. This includes regular pay and benefits like paid time off or overtime. A judge usually reviews the doctor's statement prior to awarding damages to the injured party for lost wages. The letter must explain their treatment plan as well as why they were unable go to work. A letter from the individual's employer is also required to is proof of their hourly or monthly wage, as well as the number of days they were unable go to work due to their injury. After all the evidence has been taken into consideration and analyzed, your lawyer will draft a demand package that outlines the amount you've suffered as a result of the truck accident. The demand package is sent as a clear message to the insurance company of the other driver detailing the details of the incident and the extent of your injuries. Negotiations may include back-and forth communications. If an agreement is not able to be reached the lawyer will file a suit on your behalf. In most situations, a claimant is able to recover lost wages from the bodily injury liability coverage of the driver at fault. If this isn't an option the person who has been injured can submit a claim to their own insurance company for their automobile. This is only limited to the maximum amount of their personal injury protection coverage (PIP). Pain and Suffering In addition to financial losses truck accidents often cause significant physical pain and emotional distress. These non-economic losses are often difficult to determine a dollar value on, but they nevertheless require monetary compensation. A skilled New York truck accident lawyer can review your case and determine the value of your non-economic losses. The injuries can cause you to be unable to take part in your most loved hobbies or pastimes. You could also miss out on vacations and other activities that make life enjoyable, and you deserve compensation for this loss. Other examples of non-economic losses include loss of consortium and loss of enjoyment of life. If you're injured as a result of an accident involving a large truck, it is crucial to seek medical attention right away. This will not only assist you to keep your health in good shape but also serve as an invaluable document in any future personal injury claims. It's also important to get a thorough medical evaluation even if the injuries seem to be minor at the time. Over time medical professionals will be able to determine the severity of your injury and provide the right treatment. The next step is to have an attorney review all the evidence and compile an official demand letter setting the compensation you require. Your lawyer will then forward the demand letter to the parties at fault and their insurance providers. Your lawyer will then be prepared for a trial if they do not meet your demands. This will show them that you're not planning to relent and they should be treated with respect if they want you to be compensated fairly. Finally, be prepared for the at-fault party's insurance company to reach out to you about the collision and the injuries. They are often “wolves in sheepskins” and will attempt to obtain them details that they can manipulate and use against your settlement in court. You can stay clear of making statements that may be used against your interests by letting your attorney handle all communications with insurers and other parties. Damages Damages are the most important component of any truck crash claim. Damages can be economic (medical expenses, lost wages) or non-economic (pain and suffering). In both instances however, there's one thing that all damages share they are the result of the negligence of another party. Consequently, to receive compensation for these losses, an injured victim must be able to show that the responsible party failed to exercise reasonable care while operating or maintaining their vehicle, or was reckless on the roads. As a result of the immense size and weight of these vehicles, the victims can sustain severe injuries even in minor of accidents. Even if you feel that your injuries aren't too serious it is crucial to seek medical attention as soon as possible. This will not only safeguard your health, but will also give you the necessary documentation for any injury claim you might have. This will help your insurance company comprehend the full extent of your injuries and can help them avoid arguing that you'ren't as injured as you claim. It is also important to keep track of all expenses incurred in connection with your accident. This includes travel expenses you incur to get to doctor's appointments or other treatments and also any property damage that is incurred in the accident. This includes your car, which may be totaled in a serious crash, as well as personal possessions like watches and other jewelry. It is typical for the liable party's insurance company to attempt to contact you soon after your accident to offer a settlement. You should not talk to them or accept a settlement prior to consulting with a knowledgeable truck accident lawyer. These people often try to entice you into accepting lower offers that do not provide enough coverage for the costs associated with your accident. A lawyer with expertise will be able to review your records and provide you with an accurate estimate of the case. In addition your lawyer will determine if additional damages are available such as punitive damages. These are damages designed to punish the person who committed the offense, and discourage others from engaging similar behavior.